Olear Team

Closing Costs: Who Pays What?

Yes, Realtor fees are typically included in closing costs when buying or selling a home. Real estate agents earn a sales commission, usually around 6 percent, which is commonly paid by the home seller. In addition to the Realtor’s commission, various other fees contribute to the overall closing costs, and these can vary from one transaction to another. Below are common closing fees for both home buyers and sellers:

Fees Paid by Home Buyers:

  1. Loan origination fee
  2. Credit report fee
  3. Underwriter fee
  4. Appraisal fee
  5. Home inspection fee
  6. Title search fee
  7. Survey fee
  8. Taxes

Fees Paid by Home Sellers:

  1. Closing fee
  2. Attorney fee
  3. Title transfer fee
  4. Taxes

It’s essential to note that closing costs can vary, and the specific fees involved may differ based on the details of the transaction. A knowledgeable Realtor can guide you through the entire real estate process, including closing, and address any questions or concerns you may have.

For additional information on closing costs, you may refer to articles such as “How closing works and how much you’ll pay” on zillow.com. The Olear Team’s blog also covers various topics related to closing costs, providing valuable insights for both buyers and sellers.