Olear Team

Buying a Starter Home: What You Need to Know

Embarking on the journey of homeownership often involves taking the initial step of purchasing a starter home. Whether it’s a condominium, townhouse, a smaller home perfect for a small family, or a fixer-upper with an affordable price tag, a starter home serves as a practical option until one can afford their dream home.

Buying a Starter Home:

  1. Average Stay:
    • Generally, the average duration of residence in a starter home is around five years.
  2. Location Considerations:
    • Your starter home may be situated in the suburbs, while your envisioned “forever” home could be closer to the excitement of a big city. Consider the potential for a longer commute as you save for your future home.
  3. Affordability:
    • Be realistic about your current financial situation and honestly assess how much house you can afford. If the numbers don’t align for your dream home yet, a starter home can be a practical and prudent choice. Commit to saving for your future home while enjoying the benefits of your starter home.
  4. Home Inspection:
    • When opting for a starter home, a thorough home inspection is crucial. Accompany the home inspector during the walk-through, take detailed notes, and address any issues they identify. Your Realtor can request repairs from the current homeowner before finalizing the sale.
  5. Renovations and Repairs:
    • Understand the distinction between routine maintenance and expensive renovations. Your home inspector or Realtor can guide you in distinguishing between the two and answer any questions you may have.

Remember that both starter and forever homes represent significant steps in life. Surround yourself with knowledgeable professionals, such as The Olear Team, to ensure a seamless transition to homeownership. For more information and expert guidance, contact The Olear Team today!